The overall performance of my IRA account(s) hasn’t changed much since last month despite what has been a rather volatile market. November saw broad market declines with a dramatic uptick in the last couple days as Wall Street got excited about a potential rate cut by the Fed. Of course the uptick was not enough to reverse the overall downward trend.

The fact that I didn’t see much movement in my own portfolio might be attributable to the fact that I’m sitting at over 30% in cash.  Yeah, I’m trying to time the market.  Does it make me a little foolish to buck the somewhat accepted conventional wisdom to invest in index funds and not to time the market? Probably.  Does it make me a bad person? I hope not.

As it’s December this is my last IRA update for the year. Next year, I hope to able to deliver more insight into my investing mind by fleshing out what else I’m doing. I currently don’t detail anything about my brokerage account(s) or 401k.  I feel like adding all of that would be too much information as I like to keep some level of privacy.  However, I’m hoping next year to highlight atleast my relative performance in those accounts.  If I tell you I’m up 10% (or down 15), I don’t feel like I’ve revealed too much other than maybe I’m a poor investor.