1. My designation is “1″ in my Tax deduction form (W4…I believe). 2. I was contributing at least 6% pretax to my 401K. 3. Earned a good consideration of Overtime (exact figure unknown momentarily). However, I understood that it got taxed at a higher percentage.  Nonetheless itwould be adjusted accordingly. 
4. Filed my Taxes through H&R Block tax program (my first year utilizingprogram; last year TaxCut was utilized). After all was said an done I received a refund of $99 Federal…which waspositive consequence of my Student Loan intrest and Telephone credit of $30;otherwise, I was in the red with the IRS.  Does $99 Federal Refund sound reasonable with excessive Overtime and Pretax 401Contribution? And, how many licks does it take to get to the center of aTootsie-Roll Pop?

Sincerely, LIB 

Without seeing the details of your tax return, it’s difficult for me to comment since I don’t know how much in taxes were deducted.   However, just on a sniff test, I’m surprised that you only got $99 refund.   I would expect a higher refund, but that’s mere opinion rather than anything based in solid fact.    It really depends how much was deducted which I don’t know.   I’d be willing to reveal the details of your tax return if you so desire.